Arkansas Bankruptcy Lawyer and Consumer Protection Law Firm

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870-972-1150
2702 South Culberhouse Drive
Suite N
Jonesboro, AR 72401

How Does Chapter 7 Bankruptcy Work

When your Chapter 7 bankruptcy case is filed, a trustee is appointed by the court.  This trustee – who may or may not be a lawyer – is responsible for reviewing your bankruptcy papers to be sure that you have not hidden anything, did not lie, and made all required disclosures.

You will be called for a meeting of creditors within 4-6 weeks of when the case is filed.  This is a very informal meeting with the trustee, and takes about 10-15 minutes.  You will be asked a series of questions about your case, and the trustee will review the documents that have been filed with the bankruptcy court.

Don’t worry about the meeting of creditors.  Why?  Because:

  1. Creditors seldom – if ever – show up; and
  2. One of our lawyers will be there with you to help you understand the process and to represent you during the meeting.

Once your meeting of creditors is completed, you will be required to complete a brief financial management certification course.  Most people do this over the phone or online, and it helps you think about how to avoid financial problems in the future.

Your Discharge of Debtor is issued about 4 months after the case is filed, and releases you from all of your dischargeable debts.

Think about it – four months from now you could be debt-free.

So what are you waiting for?

Contact us online or call 870-972-1150 to start the process.  Set up a free, no-obligation consultation appointment with an experienced Arkansas bankruptcy lawyer.

We are a Federally Designated Debt Relief Agency, and help people file for Bankruptcy protection.