Bankruptcy Attorney for Jacksonville, AR
Bankruptcy Attorney for Jacksonville, AR
For people in Jacksonville, AR, who may need to start over financially and file for bankruptcy, the bankruptcy attorney from Crawley Law Firm, PA, is here to help. If any of the following situations embody your current situation, then bankruptcy may be your only legitimate choice. These things include:
- You can’t pay utility bills
- You have medical expenses you can’t repay
- Your house is going into foreclosure
- Your car is about to be repossessed
- You have been unemployed for months and can’t pay off debts
At our law firm near Jacksonville, AR, we can help you deal with filing for bankruptcy. For most
instances, there are two bankruptcy options we explore, and these are Chapter 7 and Chapter
13.
Chapter 7 Bankruptcy
This is also known as “liquidation” bankruptcy, as it clears you of most of your debts, with some exceptions. Some property may be repossessed, but you’ll be permitted to keep necessities to maintain a good measure of living.
In some cases, the property is reclaimed to pay your creditors. However, some states allow the filer to keep their vehicle, clothing, jewelry, life insurance, retirement plan, etc., but this significantly varies from state to state. Items are appraised first before the judge makes a ruling on what possessions are exempt and non-exempt. The filing fee depends on state laws.
Chapter 13 Bankruptcy
This is also called debt adjustment, and it is relevant for people in Jacksonville, AR, who are behind on payments but still able to pay creditors. They will need a new reimbursement plan. These individuals can file for Chapter 13 Bankruptcy if they have a steady income but struggle to keep up with payments, owe income taxes, or have property they want to maintain. Sometimes it isn’t probable to file Chapter 13 bankruptcy if you’ve filed for Chapter 7 within the last eight years. The filing payment varies from state to state.

Contact Us
If you’re filing bankruptcy in Jacksonville, AR, it is best to discuss it with a bankruptcy lawyer ahead of time. Filing is an involved process that involves dealing with creditors. Before you decide to file Chapter 7 or 13, contact a bankruptcy attorney at Crawley Law Firm, PA. Many issues can arise when it comes to valuing property and other possessions, and a specialized lawyer can help you find a way through the situation.
Contact our competent bankruptcy attorney about filing for Chapter 7 or 13 bankruptcies. Once you get set up with Crawley Law Firm, PA, near Jacksonville, AR, you can refer your creditors to us, so they stop calling you. Our fees are dependent on the type of case it is and its intricacy.
