Foreclosure Defense Attorney For Forrest City, AR
What Can a Foreclosure Defense Attorney Do For Me?
If you’re facing a foreclosure, you need an expert to help you out. A foreclosure defense attorney understands and knows the ins-and-outs of the real estate law. With our experience and judgment, we can help you navigate through the obstacles you come against, save you time, and give you a greater chance at keeping your home.
Homeowners may feel inundated when they fall behind on their mortgage payments and have to deal with foreclosure proceedings. However, anyone who has a mortgage should know that they have rights when it comes to foreclosures.
Foreclosures happen when a homeowner has been unable to make payments on their mortgage and the bank or lender initiates this process. If you’re unable to pay the amount due and any applicable late fees, state law dictates how lenders will proceed. There are some states, which includes Arkansas, which practice non-judicial foreclosures. This means that the lender or bank doesn’t have to take the borrower to court in order to initiate a foreclosure. In this case, a homeowner would need to challenge the foreclosure in court.
That’s why it’s critical to get a foreclosure defense attorney to represent you in Forrest City, AR. In a non-judicial foreclosure state like Arkansas, you can be threatened with a foreclosure when you’re trying to do everything you can to keep your house.

Defenses to Foreclosure
The foreclosure lawyer at Crawley Law Firm can help you with your defense by:
- Showing that the lender had made mistakes in relation to the mortgage or the foreclosure proceedings
- Demonstrating that the lender may have violated state or federal law
- Getting relief through the Servicemembers Civil Relief Act (SCRA)
- Filing for bankruptcy (Chapter 7 or 13)
- Modifying your home loan
If you own a home, it’s important to note that lenders make mistakes when initiating a foreclosure proceeding. This especially happens when it comes to the notice and timing. Foreclosure laws are complex, and the lending industry can add to this complexity, so it isn’t uncommon for errors to occur. A prime example of this is with the lender themselves. A different party than the one that actually holds the mortgage often services mortgages and these companies can change often. When this takes place, communication is often lost and isn’t recorded properly. We’ve witnessed homeowners paying the wrong company for months and in return getting foreclosure notices.
Finding mistakes is one of the more successful defenses when it comes to foreclosures; so don’t hesitate to contact Crawley Law Firm for professional services and representation.

Modifying Your Home Loan
Modifying your home loan is another option that can help you avoid a foreclosure. This can include:
- Minimize your monthly payments or the late fees/penalties
- Reduce the principal amount you owe on the loan
- Fixing the interest rate
- Getting extensions on the payment deadlines
- Getting a forbearance
Modifying your mortgage is one of the easiest ways to avoid a foreclosure. Doing this allows you and the lender to renegotiate your mortgage. Foreclosures are time consuming and they can be expensive, so your lender may want to find a way to work with you and make your payments more affordable and manageable.
Call Crawley Law Firm, PA Today
If you’re facing a foreclosure in Forrest City, AR then you want the best representation available. Call Crawley Law Firm at 870-972-1150 for expert guidance and legal representation by our foreclosure defense attorney.