Wage Garnishment Defense Attorney for Forrest City, AR

When your wages are being garnished because you owe on taxes, loans, or other obligations, it can be an overwhelming ordeal. Crawley Law Firm can represent residents in Forrest City, AR in a bankruptcy to stop the wage garnishment and allow you to get a better handle on your debt. Mr. Crawley has helped hundreds of people stop wage garnishments. He will offer his expertise and lead you in the right direction.

Reasons for Wage Garnishment

There are different circumstances that may lead to wage garnishment, such as back taxes, spousal/child support, or student loan payments.

Wage garnishment can be done one of two ways. These include:

  • Wage garnished to pay judgments: Creditors might take away from your paycheck to pay a judgment you owe. The creditor would have to file documents with the court in order to ask your employer to pay them to satisfy your debt. 
  • Administrative wage garnishments: In cases of spousal/child support, back taxes, and student loans, a creditor may be able to garnish your wages without obtaining a judgment. 
Wage Garnishment  form

What to Do When Facing Wage Garnishment

In some cases it might make sense to have your wage garnished to pay off the debt, but that isn’t always the case. If the following applies to you, then you’ll want to hire an attorney from Crawley Law Firm to represent your case in Forrest City, AR:

  • You don’t owe the debt
  • The creditor is garnishing too much
  • You want arrange payment options with your creditor 
  • Your job is at risk because of the garnishment
  • Your creditor attempts to get around wage exemption by garnishing from your bank account
Wage Garnishment

Our Wage Garnishment Defense Attorney Can Help

We have a well-established wage garnishment lawyer who understands Arkansas laws and knows how to give our clients the best outcome. When the amount owed has already been paid, or the wrong amount is being withdrawn, then it’s crucial to gather all the necessary evidence to stop it or recalculate it. Individuals whose employers threaten to fire them over the wage garnishment should take immediate legal action. It’s illegal to fire someone because they’re getting their wages garnished, and our attorney can help you dispute that.

If the amount being taken is too difficult to manage, it’s important to seek a negotiated amount with the creditor. This isn’t always easy and oftentimes requires the legal acumen and persistence of a wage garnishment defense attorney to make these agreements happen. Usually, a creditor is allowed to remove 25 percent of your earnings or whatever amount of your weekly earnings is over 30 times the minimum wage. However, with the help of a wage garnishment lawyer, you have a better chance of setting up a more manageable repayment plan or filing bankruptcy to STOP the garnishment.

Overall, the benefits of a bankruptcy can simplify the monthly payments by setting up a plan with the Trustee in a Chapter 13. In a Chapter 7 the entire debt can be discharged. When you are discharged from your bankruptcy, you will get FREE access to a course that teaches how to improve your credit score up to 720 (usually within 12-24 months). Setting up a free initial consultation with Mr. Crawley will allow him to go over all of your options with you.

Debt Consolidation Through Chapter 13 Bankruptcy

When you file bankruptcy, you restructure and discharge your debts. It lasts a minimum of 3 years and a maximum of 5-7 years. During this time clients make monthly payments to the Chapter 13 Trustee. Your creditors cannot take any action against you during this time – including lawsuits, wage garnishments, and foreclosures.

Call Crawley Law Firm

If you are in or near Forrest City, AR and need help with debt consolidation or debt settlement with a Chapter 13 bankruptcy, contact Crawley Law Firm, PA online or at 870-972-1150. We have been helping the residents of Forrest City for over 20 years find debt relief. Let us help you today.

Wage Garnishment

Consider your options when facing a wage garnishment in Forrest City!

Contact Our Lawyer


Reviews

Crawley Law Firm, PA

Customer Reviews

Debbie V. 03/20/2023

Google
Great experience very fast wonderful people to work with.

Shannon W. 03/21/2023

Google
Professional, Helpful, and Kind. I would recommend to anyone. Thank you

Tanya 2/15/2023

Google
Mr. Crawley and the staff were very kind and knowledgeable to me during my Bankruptcy period. They did an awesome job. They were quick to respond to all messages, calls, and inquires. I would definitely recommend Crawley Law Firm to anyone in need of help with your legal issues.

Casey 02/08/23

Google
Mr Crawley and husband staff were very kind and knowledgeable to me during the trying time that is bankruptcy. They were quick to respond to all messages, calls, and inquires. I recommend them to anyone in need of help with your legal issues.

H Barnes

Awesome. Answered every question each time all the time. Be prepared when you walk into his office because they're already waiting to tackle your issues. Good staff too. This lawyer gets this thang done. Have your ducks in a row.. They will help you all the way.

Mr. and Mrs. Dowdy 08/19/2022

We want to personally thank Mr. Crawley and his staff for everything. We want the whole office know we appreciate each of you for being kind and having patience with us throughout the process.

C. Henley

I have been struggling with coming to this decision to file bankruptcy, but you have made me feel comfortable through this process! Thank you for being so great with clients! You are a rockstar in my book! This is terrifying but you all have made it better! Thank you for all your help!!

Terri B. 01/20/22

Google
I would definitely recommend Crawley Law Firm. They were informative and very patient all the way through. I could always call with any other questions. Juliana was great! Michael and all of his staff were very professional and understanding all the way!

Robert N. 01/17/22

Google
Very responsive very respectful, and competitive on price. Always answered my questions with honor. Thanks Crawley team.

Sherry S. 01/12/22

Awe ty for always making me feel better. You are good people and I can't tell you how every single thing u have ever said or done u and ur hubs has helped us in some way. And this bankruptcy stuff is serious and ya'll take such good care of us and we appreciate you!
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