Wage Garnishment Defense Attorney for Forrest City, AR
When your wages are being garnished because you owe on taxes, loans, or other obligations, it can be an overwhelming ordeal. Crawley Law Firm can represent residents in Forrest City, AR in a bankruptcy to stop the wage garnishment and allow you to get a better handle on your debt. Mr. Crawley has helped hundreds of people stop wage garnishments. He will offer his expertise and lead you in the right direction.
Reasons for Wage Garnishment
There are different circumstances that may lead to wage garnishment, such as back taxes, spousal/child support, or student loan payments.
Wage garnishment can be done one of two ways. These include:
- Wage garnished to pay judgments: Creditors might take away from your paycheck to pay a judgment you owe. The creditor would have to file documents with the court in order to ask your employer to pay them to satisfy your debt.
- Administrative wage garnishments: In cases of spousal/child support, back taxes, and student loans, a creditor may be able to garnish your wages without obtaining a judgment.

What to Do When Facing Wage Garnishment
In some cases it might make sense to have your wage garnished to pay off the debt, but that isn’t always the case. If the following applies to you, then you’ll want to hire an attorney from Crawley Law Firm to represent your case in Forrest City, AR:
- You don’t owe the debt
- The creditor is garnishing too much
- You want arrange payment options with your creditor
- Your job is at risk because of the garnishment
- Your creditor attempts to get around wage exemption by garnishing from your bank account

Our Wage Garnishment Defense Attorney Can Help
We have a well-established wage garnishment lawyer who understands Arkansas laws and knows how to give our clients the best outcome. When the amount owed has already been paid, or the wrong amount is being withdrawn, then it’s crucial to gather all the necessary evidence to stop it or recalculate it. Individuals whose employers threaten to fire them over the wage garnishment should take immediate legal action. It’s illegal to fire someone because they’re getting their wages garnished, and our attorney can help you dispute that.
If the amount being taken is too difficult to manage, it’s important to seek a negotiated amount with the creditor. This isn’t always easy and oftentimes requires the legal acumen and persistence of a wage garnishment defense attorney to make these agreements happen. Usually, a creditor is allowed to remove 25 percent of your earnings or whatever amount of your weekly earnings is over 30 times the minimum wage. However, with the help of a wage garnishment lawyer, you have a better chance of setting up a more manageable repayment plan or filing bankruptcy to STOP the garnishment.
Overall, the benefits of a bankruptcy can simplify the monthly payments by setting up a plan with the Trustee in a Chapter 13. In a Chapter 7 the entire debt can be discharged. When you are discharged from your bankruptcy, you will get FREE access to a course that teaches how to improve your credit score up to 720 (usually within 12-24 months). Setting up a free initial consultation with Mr. Crawley will allow him to go over all of your options with you.
Debt Consolidation Through Chapter 13 Bankruptcy
When you file bankruptcy, you restructure and discharge your debts. It lasts a minimum of 3 years and a maximum of 5-7 years. During this time clients make monthly payments to the Chapter 13 Trustee. Your creditors cannot take any action against you during this time – including lawsuits, wage garnishments, and foreclosures.
Call Crawley Law Firm
If you are in or near Forrest City, AR and need help with debt consolidation or debt settlement with a Chapter 13 bankruptcy, contact Crawley Law Firm, PA online or at 870-972-1150. We have been helping the residents of Forrest City for over 20 years find debt relief. Let us help you today.
